Carrier's Liability Essay Example | Topics and Well Written Essays - 1500 words

Carrier's Liability - Essay Example This case study will analyze various aspects of Hague-Visby Rules, which involve group of international laws for the international carriage of goods by sea. Possible Causes of Ship Grounding Ship grounding is a marine accident that may lead to severe damages to the vessel as well as to the carriages. All the ports cannot accommodate all ship sizes since the depth of sea varies from port to port. For instance, although the New York port is one of the world’s busiest ports, it cannot allow ships with higher tonnage to enter the port because of its low draft. Sometimes, accumulation of silt and mud near the ports reduces draft and it may lead to ship grounding. It is also identified that an unpredictable change in tides may also cause such marine accidents. Various past incidents show that human error is the main cause of grounding accidents. Insufficient information about the port and navigational waterways may result in severe grounding accidents. â€Å"Sheer maneuvering negli gence and improper retaliations at the time of grounding has been the root cause of major accidents† (Improved maritime Educatio & Training). ... As reported in nzherald.co.nz (2011), the grounding of the Spirit of Resolution, owned by Pacifica shipping, on 3rd February 2011 can be attributed to power failure. Hague-Visby Rules As Carr (2010, p. 231) points out, the Hague-Visby Rules represent a group of global policies for the international carriage of goods by sea. The official title for the Hague-Visby Rules is â€Å"International Convention for the Unification of Certain Rules of Law relating to Bills of Lading,† and this set of rules was drafted in 1924. These rules were amended in 1968 and in 1979. The basic idea behind the Hague-Visby Rules is that a shipper has less bargaining power than the carrier. Therefore, the law has to impose minimum obligations on the carrier in order to protect the interests of the cargo owner. From the given case description, it is clear that the carrier (owners of the Sea Chariot) had issued one bill of lading for the entire cargo and this document involves the application of Hague-Vi sby Rules. Possible Arguments for Carrier Since this case comes under the Hague-Visby Rules, the carrier must prove that he has met all responsibilities and liabilities described in the Article III of the Hague-Visby Rules. The Article III contains eight sections which specify different responsibilities and liabilities of the carrier. According to the Article III, before the beginning of the voyage, the carrier must exercise due diligence in order to make the ship seaworthy and to ensure that all precautions are taken to secure the carriages. Hence, the carrier may argue that the ship was seaworthy and he had carried out loading, handling, and discharge of carriage goods properly. Similarly, Article IV of the

Art History and Appreciation Essay Example | Topics and Well Written Essays - 500 words

Art History and Appreciation - Essay Example The whims and fancies of the mysterious race of women fighters have been well depicted through the painting "The Battle of Amazons". Excellent use of color combination and images can capture the mind of an onlooker. The submissiveness and resistance of the women folk reveal more clearly and artistically in the given painting. The journal article entitled: "Comparison of The Heart of the Andes, The Volga Boatmen and the Battle of the Amazons Paintings" by Steven Nickerson shares his view about the painting. The author remarks; "Amazons were a mysterious race of women - warriors who hated men and kept them as slaves for hard works." Content HomeArts & Entertainment (Nickerson, Steven, 2008). Fredrick Edwin Church's "The Heart of the Andes" depicts an excellent combination of dark colors which express a dark and sorrowful mood. The beautiful picture of the landscape constitutes effective examples of symbolism. The flowing river, falling trees, and the mourning people are symbolizing the inevitable struggle between life and death. The online article entitled: "The Heart of the Andes" states: "The picture caused such a sensation that people waited for hours in line to approach it on the last day of the exhibit" (Church, E. Frederic., n. d.). Like, "The Battle of Amazons" it also explores several inner meanings.

A Review on the Role of Expert System in Nephrology

A Review on the Role of Expert System in Nephrology Mr. Sagar S. Mali, Dr. R. V. Kulkarni Abstract Expert system refers to ability of the machine to collect data, performing operations on that data, and provide the correct and accurate results. The Expert system brings the intelligence like the human intelligence which is embedded into them by the computer programs. The use of Expert system in Nephrology concerns itself with the study of normal kidney function, kidney problems, and the treatment of kidney problems by the use of IT. There is need to transformation of the human expert knowledge to the machine. So that users of the system get the quick information about the particular disease in the field of Nephrology. The many researchers want to develop the system by using the fuzzy sets and neural computing. Author wants to present the exhaustive review on the role of expert system in Nephrology with special reference to kidney functions, kidney problems and kidney problem solutions through expert system. Keywords – Expert System, Nephrology INTRODUCTION The human body is the made up of the various parts. To take care of it the medical science exists from thousands of years and growth of its growing tremendously. It includes the various branches like biochemistry, molecular biology, medicinal chemistry, microbiology, neuroscience, physiology, nutrition, vision science and biomedical technology etc. In the recent era the use of IT for the medical science gives the precious contribution for the systematic development. The Medical Expert helps for diagnosing the medical disease that suggest to patients for about their health problems. But due to new amendments use of expert system is must. The Medical experts / doctors give treatment to patients with their experience and judgment. But sometimes he/she fails to treat the patient if the correct diagnosis is not made on patient disease or due to lacunas of expert Knowledge in the respective field. So it is the major problem for the junior doctors to learn new things and to patients also to know about their health problems because they can’t make experiment in reality because life is the very important. Another major problem is that the experienced Doctors/ Experts cannot always teach to junior or cannot tell to individual patients about their disease due to geographical location problems. It may require lot of cost and time for doctors and patients also. EXPERT SYSTEM Expert system refers to the mechanism which has the capability of collecting core data, process on it, analyze, make synthesis, perform operations, and provide the correct and accurate results which help to any individual or to any organization to take their best decisions. It is the specialized branch of Artificial Intelligence. Now days in various areas the expert system is working just like the medical, space research, security department, in banks and so on. The major use of the expert system to reduce the technical error related to business processing, logic processing and data processing. Expert systems are widely used in the field of medical to diagnose the patient disease. OBJECTIVE To take the review on the role of expert system in Nephrology with special reference to kidney functions, kidney problems and kidney problem solutions through expert system. REVIEW OF LITERATURE Laith R. Fleaih, in his paper â€Å"Expert system for Diagnosing kidney diseases† stated that the neural computing system designed to support the medical decision process using medical imaging databases and creating the optimal systems for ministry of the health to help the physician to making the correct decision with high certainty also give suitable medical device and can use for training the medical stuff easily. Main aim of the proposed system is the ability to diagnose of the kidney disease by in hospital or in the clinical center. Pornpimol Meemasuk and Chantana Chantrapornchai, presented paper â€Å"On the Development of Nutrition Information Systems for Kidney Disease Patients† focuses on the use of information system to aid kidney disease patients. There are various kinds of kidney diseases. Each of them requires the certain limitation of food nutrition, especially, sodium, potassium, protein, etc. In some situation, the protein may need to increase while in some case the protein needs to be decreased. Sandeep Soman, Gerard Zasuwa, Jerry Yee in the paper â€Å"Automation, Decision support and expert system in Nephrology † presented that increasing data suggest that errors in medicine occur frequently and result in substantial harm to the patient. Clinical decision support systems (cdsss) are active knowledge systems that use 2 or more items of patient data to generate case specific recommendations. This article describes how automation, templating, and cdss improve efficiency, patient care, and safety by reducing the frequency and consequences of medical errors in nephrology. M.Surendra Prasad Babu, L. Sreedhar, Dr. K. Rammurthy, in the paper â€Å"Hematology Expert System Using Rule Based Mechanism† stated The Hematology information system helps the people to know about the information about the different aspects of Hematology. The Hematology Advisory system helps the patients to get the required advices about the different diseases attacked to them due to their blood disorders. System is developed using JSP and MySQL. Wim Van Biesen, Guido Sieben, Norbert Lameire and Raymond Vanholder In their paper stated that the patients as having glomerular or tubular disease with a high sensitivity and predictive value. The rule-based system performs worse than the neural networks. The most adequate results were obtained with the hybrid system. They used Kohonen map is cap able of classifying the patients. Miroslave ivandic, walter hofmann and walter g guder, in his paper â€Å"Development and evaluation of a urine protein expert system† developed expert system that describes use of DSS for medical assessment of urine protein differentiation provides a standard of high and constant quality. A graduated and transparent decision process is implemented in the hybrid knowledge base that uses both production rule and geometric distance classification as complementary method of knowledge representation. Leonardo F. Duarte said in his research paper â€Å"Expert System for diagnosis and treatment of diabetes† that intelligent system gives diagnosis and steps to follow in order to achieve optimum health status for the patient. FINDINGS There is Expert system for Nephrology but all the aspects are not covered related to the nephrology. No fully implemented expert system is available which open source. The system is not used by the patients only doctors or experts are using it for diagnosis purpose in their clinic or hospitals. No web based full-fledged implementation. SUGGESTIONS Expert System in Nephrology which includes collection of disease data in well from and then it will make diagnosis. Also system should provide the suggestion for food nutrition to the kidney patients according to their age group. System will be open source which will be used by anybody across the world. System will provide the drugs information and exercise information to the patients also depending on their type and stage of kidney disease. CONCLUDING REMARK Although the literature presents that researches are made in the field of Nephrology but whole areas of it is not taken into consideration for developing the expert system. So author want to propose new research in all areas of Nephrology which includes diagnosis, suggestions, and food nutrition for the patients and system is developed by using open source platform. REFERENCES [1] Laith R. Fleaih, Expert system for diagnosing kidney diseases, international journal of computers technology, Vol.14, No. 3, Page 5517,Dec. 2014. [2] Pornpimol Meemasuk and Chantana Chantrapornchai, â€Å"On the Development of Nutrition Information Systems for Kidney Disease Patients†, International Journal of Database Theory and Application, Vol. 6, No. 3, June 2013. [3] Sandeep Soman, Gerard Zasuwa, Jerry Yee, â€Å"Automation, Decision support and expert system in Nephrology† US National Library of Medicine National Institutes of Health , 15(1):42-55, Jan 2008. [4] M.Surendra Prasad Babu, L. Sreedhar, Dr. K. Rammurthy, in the paper â€Å"Hematology Expert System Using Rule Based Mechanism†, ISSN: 2231-071 IJCSET | April 2011 | Vol 1, Issue 3,103-106. [5] Miroslave ivandic, walter hofmann and walter g guder, â€Å"Development and evaluation of a urine protein expert system†, Clinical chemistry 42, No. 8, 1996. [6] Leonardo F. Duarte said in his research paper â€Å"Expert System for diagnosis and treatment of diabetes†, spring 2003. [7] http://www.kidney.nyc/kidney-disease/ [8] http://www.webmd.com/drugs/index-drugs.aspx [9] http/en.m.wikipedia.org/wiki/Nephrology

Gun Control in the United States Essay -- second amendment,firearm, we

The second amendment gives people the right to own a firearm. The founding fathers might have thought a gun was the best form of protection but many years have past since then and humans have evolved. Times are different and society is different. Technology has a big impact on people and how we think and all those variables can affect people with how they react in stressful situations. We have to consider the mental stability of those in possession of the weapons, it is important to keep the weapon away from loved ones or other people, and is the law protecting those in possession of the weapons or putting lives in more danger. The human mind is a complex place filled with a variety of thoughts and desires. One may hide the deepest thought in the unconscious without even knowing it or worse, their desires reside in the conscious waiting to be acted upon. With all circumstances no one from the outside knows what is going on in another ones mind even the person himself may not be completely be sure. My confidence in ones mental stability is low because these facts show the mystery of what is inside the human mind. â€Å"To elaborate on this, in a previous study in 2004 researchers discovered that around one in four adults have a mental health disorder and one in seventeen had a serious mental illness but how many of them keep going on with their lives thinking their feelings are normal? All people are given the right to bare arms that means all people even those with these disorders. Now the right to bare arms is the right of the people to protect themselves yet giving those with weak mental stability is a scary thought† (â€Å"Mental Health†). The laws should provide us with a mental state test before being given a weapons license. .. ...929.full>. "Eligibility Requirements." / Concealed Weapon License / Licensing / Divisions & Offices / Home. N.p., n.d. Web. 03 Mar. 2014. . "Florida Concealed Carry Permit Information." Florida Concealed Carry Permit Information. N.p., n.d. Web. 04 Mar. 2014. . "Guns and Violence." Current Issues: Macmillan Social Science Library. Detroit: Gale, 2010. Opposing Viewpoints in Context. Web. 16 Mar. 2014. "Gun Control." Opposing Viewpoints Online Collection. Detroit: Gale, 2013. Opposing Viewpoints in Context. Web. 16 Mar. 2014. "Mental Health." - Healthy People 2020. N.p., n.d. Web. 05 Mar. 2014. . Gun Control in the United States Essay -- second amendment,firearm, we The second amendment gives people the right to own a firearm. The founding fathers might have thought a gun was the best form of protection but many years have past since then and humans have evolved. Times are different and society is different. Technology has a big impact on people and how we think and all those variables can affect people with how they react in stressful situations. We have to consider the mental stability of those in possession of the weapons, it is important to keep the weapon away from loved ones or other people, and is the law protecting those in possession of the weapons or putting lives in more danger. The human mind is a complex place filled with a variety of thoughts and desires. One may hide the deepest thought in the unconscious without even knowing it or worse, their desires reside in the conscious waiting to be acted upon. With all circumstances no one from the outside knows what is going on in another ones mind even the person himself may not be completely be sure. My confidence in ones mental stability is low because these facts show the mystery of what is inside the human mind. â€Å"To elaborate on this, in a previous study in 2004 researchers discovered that around one in four adults have a mental health disorder and one in seventeen had a serious mental illness but how many of them keep going on with their lives thinking their feelings are normal? All people are given the right to bare arms that means all people even those with these disorders. Now the right to bare arms is the right of the people to protect themselves yet giving those with weak mental stability is a scary thought† (â€Å"Mental Health†). The laws should provide us with a mental state test before being given a weapons license. .. ...929.full>. "Eligibility Requirements." / Concealed Weapon License / Licensing / Divisions & Offices / Home. N.p., n.d. Web. 03 Mar. 2014. . "Florida Concealed Carry Permit Information." Florida Concealed Carry Permit Information. N.p., n.d. Web. 04 Mar. 2014. . "Guns and Violence." Current Issues: Macmillan Social Science Library. Detroit: Gale, 2010. Opposing Viewpoints in Context. Web. 16 Mar. 2014. "Gun Control." Opposing Viewpoints Online Collection. Detroit: Gale, 2013. Opposing Viewpoints in Context. Web. 16 Mar. 2014. "Mental Health." - Healthy People 2020. N.p., n.d. Web. 05 Mar. 2014. .

The Importance Of Teamwork In Business

?Teamwork is the gear to maintain the huge business machine to work, as it helps to improve business performance by providing benefits. It is said that tasks should be grouped in order to make people working toward a shared goal (Lau, 2013). Basically, putting people working together could allow the team members to put effort into the goal which they have in common; it is also capable to maximize the efficiency. Lau (2013) points out that â€Å"A tight feedback cycle is critical to achieve a productive state of flow.†What Lau (2013) suggests is in such circumstances, people who share work and the same project context are able to provide useful feedback to each other at first hand, and it works effectively to avoid the team going down the wrong path. However, teamwork can do more. Lau (2013) makes a statement that teamwork could bring down the risk when doing business decision, which is, a multi-sided view is available when making decisions.Lau (2013) argues that teamwork preve nts obscure and undocumented shortcuts taken by single individual, forcing team members to spread knowledge to cover as many details as they can. Furthermore, people would be able to sense responsibility when they are assigned as a team. Lau (2013) concludes that the motivation from your peer will boost each individual in the team walking forward, overcoming obstacles and getting in the best shape. In conclusion, teamwork allows people to work efficiently and make the idea of the group comprehensive; therefore it helps with business performance to go up. The Importance of Teamwork in Business Teamwork is the gear to maintain the huge business machine to work, as it helps to improve business performance by providing benefits. It is said that tasks should be grouped in order to make people working toward a shared goal (Lau, 2013). Basically, putting people working together could allow the team members to put effort into the goal which they have in common; it is also capable to maximize the efficiency. Lau (2013) points out that â€Å"A tight feedback cycle is critical to achieve a productive state of flow.†What Lau (2013) suggests is in such circumstances, people who share work and the same project context are able to provide useful feedback to each other at first hand, and it works effectively to avoid the team going down the wrong path. However, teamwork can do more. Lau (2013) makes a statement that teamwork could bring down the risk when doing business decision, which is, a multi-sided view is available when making decisions.Lau (2013) argues that teamwork preven ts obscure and undocumented shortcuts taken by single individual, forcing team members to spread knowledge to cover as many details as they can. Furthermore, people would be able to sense responsibility when they are assigned as a team. Lau (2013) concludes that the motivation from your peer will boost each individual in the team walking forward, overcoming obstacles and getting in the best shape. In conclusion, teamwork allows people to work efficiently and make the idea of the group comprehensive; therefore it helps with business performance to go up.

The American Revolution

The American Revolution Women's lives began to change significantly with the American Revolution. Every war means more women taking charge during the absence and after the deaths of husbands and fathers, their active role in the war was very important. After the war, talk of rights raised issues of women's rights education. Religions also play an important role for women in the American Revolution. Women's roles were limited in the colonial times. Marriage and motherhood were the primary goals for women. They lost property and legal rights upon marriage; therefore, women were not expected to participate in the war. Despite their low positions in society, women did participate. One example was Pennsylvania Mary Hays McCauley carried water to troops in battle. When her husband fell at the battle, New Jersey, in 1778, she took his place. For this action, she receives a pension from the state of Pennsylvania for all the services rendered in the revolution war. On the home front, they sewed uniforms and knitted stockings for the soldiers. With their husbands away fighting, some women had to take over as weavers, carpenters, blacksmiths, or shipbuilders. Women had to adjust to be alone and to handling the day to day affairs of running a farm or managing a business in a husband’s absence. Their independence management proved to be one of their most significant roles in the revolution era. Dubois, E, C, Dumenil, L (2005). â€Å"Through women's eyes†, page 80- 84. The revolution affected the lives of Native American women. They gained some independence from their confining roles because of their efforts in the war and in maintaining their communities in the men’s prolonged absences. The necessity to improve education accelerated after the war, for practical and ideological reason. The American believed that a new republic needed an educated people. As the new nation began the long process of industrialization, this complex economy required to have better skills. Some critics disagree with the education for women since they believed that fully educated women would make them less feminine, but others agree that women needed for education was very important because of the vital roles in educating their children. The new thinking about the importance to educate women was very important; many different schools were design for middle class. They agree that education for women could help them to instruct their son in the principles of patriotism, could make a better home, better wife for a happy marriage. Some women became writers, missionaries and even teachers. Dubois, E, C, Dumenil, L (2005), page 95-96. For African American women, the revolution left a differently legacy. At the end of the war, many slaves were sold into slavery again. For some African American who had not joined the British, the most important legacy was the freedom. The ideological issue at the center of the revolution encourages some whites American to examine the institution of slavery. African American were active participants in the emancipation process. In 1781 Elizabeth Freeman petitioned a Massachusetts county court for her freedom. She suit, combined with several others. In others places like Vermont provide immediate emancipation. Still discrimination limited their opportunities. Most women work at jobs similar to those they had when they were salves. As they worked at their job and cared for the family, many free black women participated in building their church. These institutions were a source of strength and pride for the community. Dubois, E, C, Dumenil, L (2005), page 88-90. In addition to education, religion plays an important role in white women in the eighteen century. The Great Awakening established churches with different denomination like Methodist, Baptist and others. Women voices were heard in their churches, they also made their presence known by their physical manifestations of the spirit. Little by little women were able to speak openly in the churches. In the South the separate Baptist permitted women official roles appointing them as deaconesses and eldresses, their role in churches were very important. Throughout her life, she continued to exert considerable influence within her congregation. For African American religion also touched the lives of many women. Yet during and after the revolution, the Great Awakening had an impact on slave’s women lives. A few evangelical churches condemned the institution of slavery. In the eighteen-century evangelical churches, black women were not permitted to be preachers; they were able to create a sphere of influences and power for them. This role was very important in the nineteenth century when the majority of slaves had adopted Christianity. Dubois, E, C, Dumenil, L (2005), page 99-101 In conclusion, women contributed a great deal to the American Revolution. Their actions on the home front and on the battlefields relieved the men from the extra planning, mobilizing, and combating that they would have had to execute without the help of the women. This allowed the Continental Army to fully concentrate on defeating the British and acquiring sovereignty. America could not have been the powerful independent nation it is today without the service of the women. The truth is, women were fiercely active in the independence cause and made gains for themselves. Nguyen, T, A. â€Å"Women in revolution†. Women in the eighteen century have played an important role of ideology, work and sacrifice. Their roles help to expand more opportunities for a better future. Reference: Dubois, E, C (2005). Through women's eyes. Boston, NY: Bedford/ST. Martin. Nguyen, T, A. Women in revolution, from http://www. americanrevolution. org/nguyen. html The American Revolution The American Revolution was a period in American history that caused controversy even amongst the most dedicated Colonists. The question of whether or not America should free itself from British rule and become it’s own nation, independent of the Crown, was a major issue that came to the forefront in the late 1700's and it was during this time that the colonies were split into two very diverse groups: the Colonists who wished to create an independent American nation, and the Loyalists who wished to remain a part of Great Britain.The reasons for each were widely varied depending on the individual, but Edmund Burke is best known as one of the strongest supporters of reconciliation with Great Britain and the avoidance of war through political means and a meeting of the minds between Great Britain and its colonies in the New World that would one day become the United States of America.Edmund Burke was a leading member of the British Parliament who remained on the side of the colon ists in that he believed the British should try to work with the American colonists to create a better relationship, and these beliefs are seen within his writings from the period of time in American history that is known as the Revolutionary period.The works written by Burke in the 1770’s share a glimpse into the world and thoughts of the man, and give historians the ability to get a strong sense of this differing opinion on the Revolutionary War that existed at the time, as it is often the fight for independence that is mostly studied as our country did become an independent nation free of British rule, but men like Burke and his ideals were also prominent and that is why his writings are so important to the understanding of Revolutionary history.The viewpoint of Edmund Burke is best summed up as the hope for peace between Great Britain and its American colonies. He does not seem to believe that revolution is necessarily a sure thing for the American people and, in fact, ur ges against it. In his Speech to Parliament on March 22, 1775 Burke said, â€Å"My proposition is Peace† (Johnson 111). Burke did not feel that a war was the answer to the problems plaguing the American Colonies and their continuing struggle over taxation with Great Britain.He reminds the British that â€Å"America†¦ is an object well worth fighting for† but that war is not â€Å"the best way of gaining them† (Johnson 112). Within his speech on reconciliation, Burke mimics this opinion by claiming that the goal for the American colonies must be peace, and he explains this by saying, â€Å"It is peace sought in the spirit of peace, and laid in principles purely pacific (Burke)†.This clearly means that war was becoming a major issue on the minds of everyone in the American colonies and it was beginning to become a focal point of many important men, both loyalists and patriots. Burke’s solution is the exact opposite that which men such as George Washington and Thomas Jefferson were hoping for and worked towards, of course, because it meant that they would always be connected to Great Britain; however, Burke’s solution was meant to please both parties if put into practice.It appears, from his opinions stated in his speech on conciliation, that he saw value in not pursuing the types of taxation that the British government was seeking to impose on the Americans, because in doing so it was losing the support and loyalty of the American people. This clear fact meant that if Great Britain were to find a way to please the American people, they would not only benefit by keeping the revenues produced by the colonies, but also their loyalty and support that would only grow over time as the population across the ocean grew in size.Burke states in his defense of developing a relationship with their counterparts in American that would foster loyalty and love of the Crown, â€Å"It is the love of the people; it is their attachmen t to their government, from the sense of the deep stake they have in such a glorious institution, which gives you your army and your navy, and infuses into both that liberal obedience without which your army would be a base rabble, and your navy nothing but rotten timber(Burke).† In essence, without the fostering of good relations between Britain and her colonies, they would lose a chance at a peaceful and powerful ally in the New World that was growing each year.It seems that when Edmund Burke viewed the American colonists, he was not surprised at all by their conduct, because he recognized that â€Å"in this Character of the American, a love of Freedom is the predominating feature which marks and distinguishes the whole†, and goes on to say that, â€Å"This fierce spirit of Liberty is stronger in the English Colonies probably than in any other people of the earth and this from a great variety of powerful causes†¦Ã¢â‚¬  (Johnson 112).He also says, in his concili ation speech, that â€Å"the more ardently they love liberty, the more perfect will be their obedience. † He believes the two go together–liberty given to them would result in obedience to the Crown and the Empire. He is adamant that the Colonists are this way because they left England when the English were dedicated to freedom: â€Å"The Colonists emigrated from you when this part of your character was most predominant; and they took this bias and directions the moment they parted from your hands† (Johnson 112).He views the problem as being taxation, and seems to think that peace would be easy to obtain and war easily averted if not for the imposition of taxation on the American colonies. He believes that American revenue should not be ignored as important to the British Empire because it was financially beneficial to keep the American colonies underneath the umbrella of British rule for many various reason. Burke states, â€Å"Let us get an American revenue a s we have got an American empire. English privileges have made it all that it is; English privileges alone will make it all it can be (Burke).† By this he means that Americans want to be treated with the same respect and given the same privileges as their British counterparts, and therefore, if they treat them that way, war could be averted. It is obvious from the letter and speech written by Burke and quoted within this paper that the man was staunchly dedicated to the British Empire and the idea of conciliation, and it makes sense from his way of thinking because it would benefit both countries to give the colonies the benefits of being British while still retaining the good relations between the two.Yet, it was not to be and without men like the Founding Fathers who would urge for independence, America and Great Britain would certainly have just continued to have disagreements because the way of life developing across the ocean was vastly different from what existed in Engl and, and that would eventually have led to war, not over taxes, but over the desire to be masters of their own destiny. Works Cited Burke, Edmund. Burke's Speech on Conciliation with America. Project Guttenberg. Johnson, Michael P. Reading the American Past. Vol. 1. Bedford/St. Martin's, 2004. 108-114.

Free Essays on E-Banking

E-Banking E-banking (electronic banking) is the wave of the future. It provides enormous benefits to consumers –in terms of the ease and cost of transactions– and banks –in terms of new business opportunities. However, it also poses new challenges for country authorities in regulating and supervising the financial system and in designing and implementing macroeconomic policies. E-banking has been around for some time in the form of automatic teller machines (ATMs) and telephone transactions. More recently, it has been transformed by the Internet. This newest channel for banking services is the focus of this report. With e-banking access is fast, convenient, and available around the clock, whatever the customer’s location. Plus, services are provided more efficiently and at substantially lower costs. Comparing bank services and products is made easier and therefore competition is increased, allowing banks to penetrate new markets. It is even an opportunity for countries with underdeveloped financial systems to leapfrog developmental stages. The flip side to this technological boom in e-banking is the exacerbation of some of the risks involved in traditional banking, particularly governance, legal, operational, and reputational. Trends in E-banking E-banking is rapidly gaining ground; with more and more banks operating websites through which customers are able not only to inquire about account balances and interest and exchange rates but also to conduct a range of transactions. To date, most banks have combined the new electronic delivery channels with traditional "brick banks" creating "brick and click banks". However, a small number of banks offer their products and services predominantly, or only, through electronic distribution channels. These "virtual" or "internet-only" banks do not have a branch network but might have a physical presence, for example, an administrative office or non-branch facilities like kiosks... Free Essays on E-Banking Free Essays on E-Banking E-Banking E-banking (electronic banking) is the wave of the future. It provides enormous benefits to consumers –in terms of the ease and cost of transactions– and banks –in terms of new business opportunities. However, it also poses new challenges for country authorities in regulating and supervising the financial system and in designing and implementing macroeconomic policies. E-banking has been around for some time in the form of automatic teller machines (ATMs) and telephone transactions. More recently, it has been transformed by the Internet. This newest channel for banking services is the focus of this report. With e-banking access is fast, convenient, and available around the clock, whatever the customer’s location. Plus, services are provided more efficiently and at substantially lower costs. Comparing bank services and products is made easier and therefore competition is increased, allowing banks to penetrate new markets. It is even an opportunity for countries with underdeveloped financial systems to leapfrog developmental stages. The flip side to this technological boom in e-banking is the exacerbation of some of the risks involved in traditional banking, particularly governance, legal, operational, and reputational. Trends in E-banking E-banking is rapidly gaining ground; with more and more banks operating websites through which customers are able not only to inquire about account balances and interest and exchange rates but also to conduct a range of transactions. To date, most banks have combined the new electronic delivery channels with traditional "brick banks" creating "brick and click banks". However, a small number of banks offer their products and services predominantly, or only, through electronic distribution channels. These "virtual" or "internet-only" banks do not have a branch network but might have a physical presence, for example, an administrative office or non-branch facilities like kiosks...